Raleigh Private Options Desk
Cash sale, agent listing, lease option, subject-to, owner financing, or hybrid structure — the right answer depends on your property, mortgage, timeline, and goals.
Best for: Retail-ready homes, sellers with time, clean title, no major repairs, and willingness to show the property.
Full market exposure. Professional representation. Highest potential price. But requires showings, inspections, appraisals, buyer financing, and typically 30–60+ days to close.
Best for: Speed, problem properties, foreclosure pressure, vacant homes, heavy repairs, inherited properties, and sellers who want certainty over top price.
Fast closing. No showings. No repairs. As-is condition. The trade-off: cash offers are typically below retail market value. A cash offer is one tool — not the only tool.
Best for: Sellers who want monthly income, a future purchase, and potentially a stronger price than a discounted cash sale.
A lease option may allow a tenant-buyer to lease the property now with the option to purchase later. This may help sellers who want monthly income, a future purchase, and potentially a stronger price. Requires strong legal documentation and qualified buyer screening.
Learn more about lease options →Best for: Sellers with low-rate mortgages who want speed and a structured exit without losing the value of their existing loan.
In a subject-to transaction, a buyer may take control of the property and agree to make payments on the existing loan while the original loan remains in the seller's name unless paid off or refinanced later. This structure requires careful review and should be discussed with qualified professionals.
Learn more about subject-to →Best for: Sellers seeking monthly income, higher price potential, or a structured exit without needing all cash at closing.
The seller may act like the bank and receive payments over time instead of receiving all cash at closing. This requires proper legal documentation, buyer qualification, and professional review.
Learn more about seller financing →Best for: Sellers whose situation doesn't fit one clean box — and need a custom combination of structures.
Some deals combine cash, monthly payments, lease option, seller financing, or future payoff terms. A hybrid structure can be useful when a standard sale does not fit. Each hybrid deal must be reviewed carefully with qualified professionals.
Not every seller needs the same solution. The right structure may matter more than the highest headline price.
Compare All Selling Options Side-by-Side →